Home Equity Conversion Mortgage (Reverse Mortgage)
“Wealth consists not in having possessions, but in having few wants.” -Epictetus
OUR SERVICES
Protect and Preserve your Assets
Leave a legacy instead of a headache. Use the untapped equity in your home to create more for you and your heirs!
Unlock your Wealth
You paid for your house. And it has likely increased in value. Unfortunately, all that money you paid is now trapped in the house. Unlock your equity and use it to enjoy your life, your children, your grandchildren.
Increase your Monthly Income
Give yourself a raise! There are two ways to give yourself a raise. Earn more money or pay off debt. Restructuring your debt is simple and beneficial.
Avoid Spending Investment Principle to Maintain your Lifestyle
When your finances go through ups and down, help level it out with a Home Equity Line of Credit you control.
PERFECT COMFORT
You’ll have peace of mind knowing that a reverse mortgage is government backed. If you have a mortgage, your mortgage is paid so the monthly payments go back in your wallet. It protects your heirs, guaranteeing they will never owe more than the value of the house. The advantages go on and on. With our quick assessment, we can tell you within moments if you qualify.
1
UNLOCKING WEALTH
You paid for your house. And it has likely increased in value. Unfortunately, all that money you paid is now trapped in the house. Unlock your equity and use it to enjoy your life, your children, your grandchildren.
2
RESTRUCTURING DEBT
Pay off your mortgage, your home equity loan, your credit cards, your car. Put those payments back in your pocket every month. What better way to raise your monthly income!
3
REVERSE MORTAGAGE FOR PURCHASE
Here’s a smart alternative -The NEW Home Equity Conversion Mortgage for Purchase, the FHA backed reverse mortgage, helps homebuyers 62+ purchase a home with much less money down, finance the rest and still have no mortgage payment for as long as they live in the house.
4
GENERATIONAL PLANNING
Most likely, a good portion of your assets are sitting dormant in your house. The Home Equity Conversion Mortgage (the FHA-backed reverse mortgage) can unlock much of that equity. You receive tax-free cash and your heirs still inherit the house.
LUMP SUM / LINE OF CREDIT/ TENURE I TERM
It’s up to you! The Home Equity Conversion Mortgage provide you multiple ways to structure your loan to accommodate your needs. Choose any single option, or, mix and match for the perfect fit to your life plan. You can also change or adjust the program mix at any time as life’s circumstances change..