Tap Your Equity – Live Your Best Life

HELPING SENIOR HOMEOWNERS LEVERAGE THEIR FINANCIAL LIFE…

Have you explored releasing your home’s equity?

Many senior homeowners aged 62 years or older(some 55 YO’s too) have withdrawn the equity within their home to make their Golden Years shine!  They always own their home but have the financial flexibility they need for a more affordable retirement.

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Eliminate your existing mortgage payment…

The Home Equity Conversion Mortgage has been around since 1989.  Pay off your existing home mortgage with this program and appreciate the flexibility of having no more mortgage payments.   Yet, some may choose to still make an interest only payment perhaps or choose to sell their home in the future and use available profits to transfer to that warmer climate near grandchildren. 

Legacy Planning, Aging in Place, Emergency Funds and Tax-Free Cash!

Depending  upon your house’s value, your age and what is owed on your home… some clients receive a monthly income stream, a credit line for future needs, or pay off debts and become more financially able.  Our reverse mortgage lenders help seniors convert home equity into cash for retirement, medical bills, travel, healthcare, house repairs, extra income and so  much more! 

Health Care in Retirement

Affording Health Care in Retirement

Survey: 64% of Americans were expected to retire broke. Survey: Only 38.1% were saving specifically for the cost of health care in retirement. Average retiree is thought to spend $4,300 on health care each year, although specific conditions and treatments can certainly affect this amount. Only 20.9% of people earning less than $50,000 said they believed they would have sufficient savings for retirement. Nearly 23% planned to use a health savings account (HSA) – or tax-advantaged account – a relatively more effective option than a personal savings account.
Read More Affording Health Care in Retirement

Unlock Your Wealth

Is retirement as rich and rewarding as you thought? Senior citizen homeowners with equity can do a quick exercise to see how much tax-free money a reverse mortgage might offer. A chart of your age & house value guides you also…
Read More Unlock Your Wealth
We Can Help You

Your property is likely eligible

As long as the home is your primary residence and you live there most of the year, your property is likely eligible!

Don’t Sell Down Stocks

It’s time to stop viewing reverse mortgages as simply a means of last resort for mass-affluent retirees running out of money, according to Phil Walker, vice president of strategic partnerships at Finance of America Reverse.

Following a down market, there is a tendency to take the next income draw from the portfolio. Choosing reverse mortgage instead of selling beaten-down stocks gives investment portfolios a chance to recover along with the market.

“That will give you faster, more growth when the market rebounds” and “pulls a lot of risk from your existing retirement plan,” says Walker.

Read the Full Article

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Can a Reverse Mortgage Crash-Proof Your Client’s Retirement?

by Jane Wollman Rusoff
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