USE THE UNTAPPED EQUITY IN YOUR HOME TO CREATE MORE FOR YOU – AND YOUR HEIRS!

Most likely, a good portion of your assets are trapped in your house. The NEW FLEX Home Equity Conversion Mortgage, the FHA-backed reverse mortgage, can unlock much of that equity. You receive tax-free cash and your heirs still inherit the house.

UNLOCK YOUR WEALTH
  • Increase spendable income
  • Pay off debt
  • Arrange
  • Money in reserve, just in case
SMART PLANNING

“We can’t divide the house three ways, but we can divide an insurance policy. We let the house pay for the policy. What are we doing with the rest of the money? We’re spending it!” -George & Julie, Boca Raton, FL

CHANGE THE FUTURE

“Using HECM proceeds to put yourself into a better financial position – as well as your heirs — is a wise move when it fits as part of an overall life plan.” – Richard Sullivan, CFP

EXAMPLE

Bob and Betty, both 72, will pay $60,000 in premium in a 5 sum for a survivorship policy. Their beneficiaries will receive a tax-free death benefit of $215,000 – and the house. Meanwhile, Bob and Betty have access to a line of credit of $55,000 to spend any way they choose.

EXAMPLE

Catherine, age 65, unlocked the equity in her home. She purchased a policy that will provide a monthly benefit up to a total of $161,000 in chronic illness coverage should she get sick or $186,000 in life insurance benefit for her heirs. And can ask for her entire premium back at any time if she no longer wants the coverage. She also purchased a funeral trust to pay those expenses.

Reverse Mortgage Advisors

The Reverse Mortgage Advisors is a specialized unit within a national lender with the experience and knowledge necessary to serve financial professionals whose clients want to release equity for a variety of purposes. Its growing network of professionals trust RMA with their clients because they know they’ll treat the client as they do.

See the chart below to see how much equity you may be able to unlock